Terms of use & Privacy Policy

These are the terms that apply to the Slice application and service (Slice). These terms are between us, Slice Limited (“SLICE”, “us”, “we” or “our”), and you, the Slice customer using our application. You agree that by registering with Slice you’ll comply with these terms. We may change these terms at any time by updating them in our application.

Slice

You understand and acknowledge that this is the first version of Slice, which is made available on an “AS IS” and “AS AVAILABLE” basis for the purpose of providing Slice Limited with validation on the Slice value proposition in market. This means that Slice:

  • is in its first release with initial functionality and features only (and we may add or remove products available for you via Slice at any time without prior notice);
  • may not operate properly, be in final form or fully functional;
  • may contain errors, design flaws or other problems;
  • may not be fully functional; and
  • may be suspended or stopped at any time, for any reason.
  • We do not make any warranty that Slice or any Contractual Document meets your particular requirements or is fit for purpose. All warranties under the Sale of Goods Act 1908 are excluded.

Eligibility for use

You must be 18 or over to register with Slice. Your residential and postal address must be in New Zealand and you must be a New Zealand tax resident. To use Slice services you must also confirm that:

  • you are not a citizen or resident of the United States for tax purposes; and/or
  • you are not tax resident in any other country.

What you need to do to use Slice

In the first instance, access to build a contract via Slice will be offered to all New Zealand based customers. Customers will simply need to enter their details via the Slice site.

You warrant and represent that all of the information you provide on the site is complete and accurate.

We may use an electronic verification service and/or approach a credit reference agency to confirm and verify your identity, and of anyone else providing or receiving money on your behalf, and by applying you consent to this and confirm that you have the consent of any person providing or receiving money on your behalf.

We may also need to get additional information from you from time to time, including to verify your identity and for other compliance purposes, in which case until we have all of the information we need we may:

  • deactivate or delay activating your Slice account; and
  • suspend access to your Slice account.

From time to time, you will receive notifications from Slice. Any notifications received will be for information purposes only. We will not take into account your particular objectives or financial situation and will not provide financial advice or legal advice of any kind. Slice has not been designed for these purposes.

Terms and conditions for products and services available through the Slice application

Specific financial and or legal products and services that are available through Slice for you will have their own terms and conditions. You must read and accept the terms and conditions relating to those products and services before registering for and using any of those products and services. To the extent that there is any inconsistency or conflict between those terms and conditions and the Slice terms and conditions, the terms and conditions for the specific products and services shall prevail.

Your Feedback

Please provide us with your ideas, suggestions and comments through the Slice platform (collectively, Your Feedback). Your feedback will help us better understand Slice. We may record Your Feedback (including by audio or video recording).

If we ask, you agree to work with us to help identify and resolve any errors, problems or defects discovered by you or us, or to identify additional uses and functions for Slice.

You agree that all of Your Feedback will be owned by us and, if we ask, you will transfer and assign to us all of your right, title, and interest in all of Your Feedback, including all worldwide patent rights (including patent applications and disclosures), copyright rights, trade secret rights, and other intellectual property rights (collectively, Intellectual Property Rights) in or to Your Feedback.

If we ask, you agree to assist us to acquire, perfect and maintain the Intellectual Property Rights and other legal protections in Your Feedback.

You agree that we own all right, title, and interest in and to Slice, any modifications to it and any related services, including all Intellectual Property Rights in Slice, even if we incorporate any of Your Feedback into subsequent releases. You understand that you will not earn or acquire any rights or licences in Slice (or any subsequent product that may arise out of it) or in any of our Intellectual Property Rights by registering with Slice and or by creating a Slice account.

Release

If we ask, you agree to take part in publicity arrangements relating to Your Feedback or your use of Slice generally.

No warranty

Because this is the first release of Slice, it will not necessarily run uninterrupted, or be reliable, accurate, available, error free or free from unauthorised access. You agree not to rely on Slice for any reason.

Limitation of our liability

To the maximum extent permitted by law, we (including our employees and agents) shall not be liable for any claims, damages, injuries, costs and expenses suffered, sustained or incurred (including but not limited to indirect or consequential) as a result of, arising out of, or in any way connected to the use of Slice or for any error or defect in Slice, except: if they result directly from our gross negligence, wilful default or fraud; or in circumstances where our liability is not able to be limited under any applicable law.

If you are a consumer for the purposes of the Fair Trading Act 1986 and Consumer Guarantees Act 1993, nothing in these Slice terms and conditions is intended to limit any rights or remedies that you may have under those enactments. Our total liability under these Slice terms and conditions, or in connection with Slice, for any event or act in any calendar year, is capped at:

  • the cost of your Slice services in respect of which, and at the time, the liability arose.

Your personal information

By registering with Slice, you authorise us to use any information collected from you, including (but not limited to) your personal information, for the purpose of facilitating your use of Slice, so that we may further develop Slice, to conduct market research, data processing, statistical analysis and also so that we can comply with our legal obligations. This information may include you and your co-owner’s name, email, property details, loan details, deposit details, repayment details and bank account details.

Any information you may have provided upon registering your interest to get on the waiting list for Slice on www.Slice.nz will be collected by us and held by service provider, Campaign Monitor of Level 38, 201 Elizabeth Street, Sydney NSW 2000, Australia.

The information you provide to create a Slice account will be collected by us and held by Amazon Web Services Private Cloud, located at 47 Bourke Road Alexandria, Sydney NSW 2015, Australia.

Specific aspects of Slice are monitored through Hotjar (a business analytics service company) and reported to us at an aggregate level based on all customer visits.

We may collect information about you from others, such as services providers, other members of the SLICE group of companies, credit reporting agencies or brokers. We may also collect information about you that is publicly available, for example, from public registers or social media, or made available by third parties.

You have rights to access and correct the information we collect. If you do not provide all the information we require from you on registration, you may not be able to use Slice and it may not work.

You authorise us to share your personal information with your co-owners, third party legal providers, governmental, judicial or regulatory bodies, our partners, suppliers and sub- contractors including but not limited to payment service providers, advertising networks, electronic verification and credit reference agencies.

Termination

You may terminate these Slice terms and conditions with immediate effect, at any time. To do this, please notify us through Slice and then cease to use Slice.

General

You agree that we may make information relating to your relevant transactions and your account activity available to you and your co-owners through Slice

These Slice terms and conditions are governed by New Zealand law and the Courts of New Zealand have exclusive jurisdiction if there’s a dispute.